FAQ

Medicare is a federal health insurance program in the United States that provides coverage for people who are 65 years old or older, as well as certain younger individuals with disabilities.

You can enroll in Medicare during the Initial Enrollment Period (IEP), which is a seven-month period that begins three months before your 65th birthday. You can sign up online, at sss.gov by phone, 800-772-1213 or in person at your local Social Security office.

To qualify for Medicare, you must be a U.S. citizen or a legal resident who has lived in the country for at least five years. You also need to meet specific age or disability requirements.

Medicare is divided into four parts: Part A covers hospital insurance, Part B covers medical insurance, Part C offers Medicare Advantage plans, and Part D provides prescription drug coverage.

Yes, you can change your Medicare coverage during the Annual Enrollment Period (AEP), which runs from October 15th to December 7th each year. You can switch between Original Medicare and Medicare Advantage, or change your Part D prescription drug plan.

Medicare Part A covers inpatient hospital care, skilled nursing facility care, hospice care, and some home health care services.

Medicare Part B covers doctor visits, outpatient care, preventive services, and medical supplies. It also covers some services not covered by Part A, such as physical therapy and certain vaccinations.

Medicare Advantage (Part C) is an alternative to Original Medicare (Parts A and B) offered by private insurance companies. These plans often include additional benefits like prescription drug coverage and dental or vision care.

Cancer insurance is a type of supplemental insurance that provides financial protection in the event of a cancer diagnosis. It helps cover the costs associated with cancer treatment, such as medical expenses, hospital stays, and medications.

Cancer insurance typically pays a lump sum benefit upon diagnosis of cancer. The benefit amount depends on the policy and can be used to cover various expenses, including medical bills, transportation costs, and living expenses during treatment.

Stroke insurance is designed to provide financial assistance in the event of a stroke. It helps cover the costs of medical treatment, rehabilitation, and other related expenses.

Yes, stroke insurance can be purchased as a standalone policy or as part of a comprehensive health insurance plan. It is important to review the policy details to understand the coverage and any limitations.

Heart attack insurance is a type of insurance that provides financial protection in the event of a heart attack. It helps cover the costs associated with medical treatment, hospitalization, and recovery.

Hospital indemnity insurance is a type of insurance that pays a fixed daily benefit for each day you are hospitalized. It helps cover expenses not covered by your primary health insurance, such as deductibles, co-pays, and non-medical expenses.